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According to the National Highway Traffic Safety Administration (NHTSA), seat belts save over 13,000 lives every year.  One of them could be yours.  
According to NHTSA, the top 5 things you should know about buckling up include:
Buckling up is the single most effective thing you can do to protect yourself. 
In 2008, seat belts saved more than 13,000 lives nationwide. From 2004 to 2008, seat belts saved over 75,000 lives — enough people to fill a large sports arena. During a crash, being buckled up helps keep you safe and secure inside your vehicle, whereas being completely thrown out of a vehicle is almost always deadly. Seat belts are the best defense against impaired, aggressive, and distracted drivers. 
Air bags are designed to work with seat belts, not replace them. 
In fact, if you don’t wear your seat belt, you could be thrown into a rapidly opening frontal air bag; a movement of such force could injure or even kill you. See www.safercar.gov for more on air bag safety. 
Buckling Up safely 
The lap belt and shoulder belt must be secured across the pelvis and rib cage, which are more able to withstand crash forces than other parts of your body. 
Fit matters 
Before you buy a new car, check to see that its seat belts are a good fit for you. Ask your dealer about seat belt adjusters, which can help you get the best fit. If you need a roomier belt, contact your vehicle manufacturer to obtain seat belt extenders. If you drive an older or classic car with lap belts only, check with your vehicle manufacturer about how to retrofit your car with today’s safer lap/shoulder belts. 
Occupant protection is for everyone 
Visit the National Highway Traffic Safety Administration Web site at www.nhtsa.gov and click on 4 Steps for Kids to find out how to secure your youngest passengers.

If you’re expecting a little one, check out NHTSA’s “Should pregnant women wear seat belts?” brochure online to learn how important it is for you — and your unborn child — to buckle up the right way every trip, every time.